Layaway Plans

Layaway is essentially a non-interest, spread payment for an item. Layaway is available for all items that have been online for 24 hours, to give people the option to buy the item outright first, and that have a value over $500 USD. Your new jewel will be shipped out as soon as all payments have been fulfilled. 

Layaway payments are non refundable, so please be aware of this before considering this option. Sometimes, paying via credit-card might be a more convenient way for you to purchase an item that you love. 

• For items between $500 and $1000 a maximum of four monthly payments is available, for items above $1000, you can opt for a maximum of six monthly payments. 
  
  
• The first payment of each plan should follow no later than 24 hours after the layaway plan has been agreed on, followed by succeeding payments of which the deadline will be one month from the last payment. Each payment will be placed in the 'Layaway Plans' section of this shop and will be send to you directly by the shop owner. The deadline for each payment will be mentioned in the listing text.
  
  
• If you decide to terminate your layaway plan, or if you return a layaway item, you will receive a store credit for the amount paid. In these cases, the store credit will be valid for 90 days. Layaway payments can not be transferred back to cash refunds. It is also not possible to change items halfway through your layaway plan.
  
  
• If the deadlines of the layaway plan are not met, the store owner can decide to terminate the plan (although I can always be flexible if you need a little more time, being communicative is always much appreciated). If your plan is cancelled, you will receive a store credit for the amount paid, which will be valid for 90 days.

If you would like to set up a layaway plan, please feel welcome to contact me at anne@21stfinds.com or via the contact form on this website.